FINANCING
Shop Your Way: Secure & Flexible Payment Options
We partner with trusted buy now, pay later providers so you can invest in the pieces you love — on your terms.
Buy now. Enjoy now. Pay in 4 interest-free installments.
Afterpay lets you split your purchase into 4 equal payments, due every two weeks — with zero interest, ever. No applications, no credit checks. Just instant approval at checkout.
- Split into: 4 equal payments, every 2 weeks
- Interest: Always 0% — no hidden fees
- Order minimum: $35
- Order maximum: Up to $2,000 (based on account history)
- Approval: Instant — no hard credit check
Available to US customers only. Late fees may apply. See Afterpay’s Terms of Service for full details.
Is there a credit check with Afterpay?
Afterpay does not perform a hard credit check. Approval is based on your Afterpay account history and order details.
What happens if I miss a payment?
If a payment fails, Afterpay will retry and may charge a late fee. You’ll receive reminders before each payment is due.
For more information, visit the Afterpay Help Center.
Shop now, pay over time — with flexible monthly plans up to 24 months.
New Digz Consignment has teamed up with Affirm to offer quick loan decisioning without deferred interest or hidden fees. The total you see at checkout is what you actually pay.
- Plans available: 3, 6, 12, 18, or 24 monthly payments
- APR: 0% or 10–36% based on creditworthiness
- Order minimum: $50
- Order maximum: Up to $17,500
- Approval: Real-time decision; soft credit check at eligibility, hard check at purchase
Rates from 0% APR or 10–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Does Affirm perform a credit check?
Affirm does a soft credit check to verify your identity and provide a financing offer — this does not impact your credit score. If you complete a purchase, a single hard credit check will be performed when your first order is processed. For future purchases with Affirm, no additional credit check is needed. Learn more at the Affirm Help Center.
Why was I prompted to pay a down payment?
Affirm tries to approve every purchase, but sometimes the full amount cannot be approved. When this happens, a debit card down payment option may be offered so you can still complete your purchase.
Why was I asked for a checking account?
Affirm may request additional information — including an active checking account — to verify your identity and ability to repay. If you cannot provide this, Affirm may be unable to approve your application.
For more information, visit the Affirm Help Center.
4 interest-free payments with the security of PayPal.
PayPal Pay in 4 lets you split eligible purchases into 4 interest-free payments — with the trusted security and buyer protection you expect from PayPal. No sign-up required if you already have a PayPal account.
- Split into: 4 payments — 1 at checkout, 3 every 2 weeks
- Interest: Always 0% — no fees when you pay on time
- Order range: $30–$1,500
- Approval: Instant; soft credit check may apply
- Requirement: Active PayPal account
PayPal Pay in 4 is subject to consumer credit approval. Available to eligible PayPal customers in the US. Late fees may apply. See PayPal Pay in 4 terms for full details.
Do I need a PayPal account to use Pay in 4?
Yes, you’ll need an active PayPal account. If you don’t have one, you can create one for free at paypal.com.
Is there a credit check?
PayPal may perform a soft credit check to determine eligibility. This does not impact your credit score.
For more information, visit PayPal Buy Now Pay Later.
Pay in 4 interest-free payments or monthly installments — powered by Shop Pay.
Shop Pay Installments gives you the flexibility to split your purchase into 4 biweekly interest-free payments, or choose monthly installments for larger purchases. It’s fast, secure, and built right into checkout.
- Pay in 4: 4 biweekly payments, 0% interest — for orders $50–$999.99
- Monthly installments: 3, 6, or 12 months — for orders $150–$17,500; 10–36% APR
- Approval: Instant; soft credit check at eligibility
- Requirement: Shop Pay account (free to create)
Shop Pay Installments is offered by Affirm and subject to eligibility. Pay in 4 is interest-free. Monthly installment plans carry 10–36% APR. Not available in all states. See Shop Pay Terms of Service for full details.
Is Shop Pay Installments the same as Affirm?
Shop Pay Installments is powered by Affirm. When you select monthly installments at checkout, Affirm processes the financing — but the experience is seamlessly integrated into Shop Pay.
Will this affect my credit score?
Checking eligibility uses a soft credit check and does not impact your score. If you choose a monthly installment plan, your repayment activity may be reported to credit bureaus.
Can I use Shop Pay Installments if I don’t have a Shop account?
You’ll need to create a free Shop Pay account at checkout. It only takes a moment and gives you access to order tracking and faster future checkouts.
For more information, visit the Shop Pay Installments Help Center.